Homeowners’ Rights During The Foreclosure Process

In this economy, losing one’s home to foreclosure is a scary but very real possibility. The very thought of it brings a state of despair and an overwhelming sense of helplessness. That being said, in many cases, a missed mortgage payment (or even several) doesn’t automatically cause you to lose all of your rights to

How a Reaffirmation Agreement Can HelpYou During Bankruptcy

A Chapter 7 bankruptcy is a legal action that allows a person to eliminate most of his or her debts. With respect to unsecured debts, such as general consumer debts, credit card debts, and any other debts that aren’t secured by some form of collateral, the vast majority, if not all, will be wiped out.

How Can You Avoid Falling into the Bankruptcy Trap?

There’s a familiar—and dangerous—cycle I regularly see with regard to debt and bankruptcy relief. Many people come to the conclusion that they’re carrying more debt than they can afford, so they file for bankruptcy, get relief from those debts, and then fall into the same debt-incurring behavior. Eight years pass, (the legal period between filing

How Does The Court Determine Child Visitation Privileges?

In California, there is a presumption that, in general, a mother and father (or domestic partners) can work together to raise a child jointly, even after they no longer live in the same household. This is referred to as “joint legal custody.” It involves collaborating on decisions that directly affect the health, welfare, education, and

How to Prepare to Meet with an Attorney

If the time comes to meet with an attorney, it’s in your own best interest to come as prepared as possible. Being prepared saves time and money. Why? The more time an attorney needs to become familiar with your legal issue, the more expensive it is for you. Frequently, I’ll ask a client for bank

In Need of Estate Planning? Beware DIY Websites

At some point in our lives, many of us will need to create an estate plan to manage our assets—including property, financial holdings, personal belongings—not just for our lifetimes, but for our loved ones after we’re gone. For the most part, there are three types of trust you may want to consider in your estate

Is Getting a Premarital Agreement a Good Idea?

A premarital agreement (more commonly known as a “prenup”) can be helpful for two parties anticipating marriage in the near future. This document, which must be committed to paper and signed by both parties, is meant to offset some of the issues partners may face should they laterend up in divorce or legal separation. What’s

The Pros and Cons of Alternate Dispute Resolutions

Taking your case to court can be costly and time-consuming. In my opinion, it should only happen when there’s no other way for the disputing parties to reach some middle ground. That’s why it’s good to know about other options, such as negotiated settlements, also known in legal circles as Alternate Dispute Resolutions (ADRs). Each

Protect Your Assets by Keeping Records

When two people fall in love and decide to get married, they don’t want to consider the possibility that at some time in the future they may no longer feel the same way about each other – and that the experience of separation and divorce might turn ugly over issues of community assets and debt

What Happens in Small Claims Court?

Clients sometimes come to my office regarding a claim they have on a defaulted personal loan or they want to retrieve a security deposit from a landlord or have some other matter where money is due them. In many cases, the amount they claim is too small to warrant being handled in acivil court of